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1300 887 211

Helping Australians escape the Debt Struggle

Debt Cutter is dedicated to helping Australians escape the Debt Struggle. We’ve helped thousands of people clear their debts, so they can live their life free from financial stress.

Here to help you
every step of the way

Call us now for a free, no-obligation chat with one of our experienced and understanding consultants, or simply request a free consultation by completing our form and we’ll call you, no charge!

Solutions

Debt Cutter is an Australian Government Registered Debt Agreement Administrator (Reg No: 985) and a member of the Personal Insolvency Professionals Association.

Expert Debt Consultation (Free)

Navigating your options when your debt situation is overwhelming can be very challenging.

By talking to our experienced and understanding debt consultants you will get a clearer picture of what solutions are available to you after just one call. This simple step can be an enormous stress reliever.

Bankruptcy

When you have reached a stage where you are unable to pay back your debts, it may be time to consider bankruptcy. Bankruptcy should be used as a last resort and has serious consequences for your financial future, some which are permanent.

Before you make any decisions make sure to talk to one of our consultants to ensure this is the right solution for you.

Formal Debt Agreements

Deciding whether or not a formal debt agreement plan is the best option for you can be daunting, at first.

There are a lot of uncertainties and questions to be answered, and that’s where we come in. As a Debt Agreement administrator, Debt Cutter can help you to assess your options and discuss the ins and outs.

Debt Management Plan (DMP)

A Debt Management Plan is an informal plan that consolidates your payments to your debts and reduces the interest, fees and charges, without impacts of formal options like a Part IX or Bankruptcy.

It is an easy way to deal with your debts, remove the stress, and get on with living your life.

Financial Management - Let an expert handle it

There is an affordable way to get control with a Financial Manager.

If your goal is to become debt free, stay debt free and gain financial freedom then getting a Financial Manager is the logical next step.

Let them take the stress, and time, out of managing your money. Connect with expert Financial Managers that help you take control of your finances, budgeting, bills and yes debts, to get you on track to achieve your financial goals.

Mortgage Refinancing

(Non-Conforming)

When your debts are piling up and you are struggling to make repayments, mortgage refinancing may be the best solution for you. We can connect you with specialist brokers who are experts in non-conforming loans. If you have been rejected by a bank or a traditional lender because of your history then they can help you!

Their team understands that unexpected life events occur, but it shouldn’t mark you for life. With our network of specialist brokers and financial management specialists, they ensure that your application gets assessed on its’ merits – what your current situation is, not just your past. They will work with you to tailor a solution to suit your situation to produce an outcome that you need.

Refinancing your home loan can free up the equity you have in your home, and any other properties you own, in order to pay off your debts. Specialist brokers can also include any tax debts and rates arrears in the refinance.

Here to help you every step of the way

Call us now for a free, no-obligation chat with one of our experienced and understanding consultants, or simply request a free consultation by completing our form and we’ll call you, no charge!

Affiliations

Debt Cutter is an Australian Government Registered Debt Agreement Administrator (Reg No: 985) and a member of the Personal Insolvency Professionals Association.

Debt Cutter is a member (# 35118) of the Australian Financial Complaints Authority.