DEBT HELP CALL NOW 1300 887 211


The hardest thing to do is to ask for help. Here at Debt Cutter we understand financial problems can happen to anyone, we’re not here to judge you, we’re here to help you get out of debt and live free of financial stress.

We are confident Debt Cutter has the experience and strategic oversight to offer you truly personalized solutions tailored to your situations. This means you can focus on living your life with peace of mind knowing your debts are being sorted.

We will support you step by step to get your debt under control so you can enjoy your life again.

Our Story

Debt Cutter was founded in 2003 by Geoff and Marilyn Chester, and their son Dale. The Chester family understand extreme debt stress, and the financial uncertainty most our clients feel because they’ve been there themselves. After losing everything they had, they built Debt Cutter from the ground up so they can help other Australians get out of debt. You can read more about Geoff and Mal’s story here.

Because they’ve been through tough times, Debt Cutter understand the issues you are facing.

As a team, we’ve helped thousands of Australian’s get out of debt. Over 12 years, we’ve helped pay off over $37 million worth of debt.

There is a way out.


Our Core Values

  • We aim to provide clients with a caring, helpful and genuine experience that relieves them of debt related stress through collaboration with our non-judgmental and empathetic staff.
  • We ensure all of our undertakings and actions carry a high degree of honesty, Individual accountability and collective responsibility.
  • We value and encourage a culture of innovation and flexibility in delivering results for those who are under debt related stress.



We have consultants in all capital cities and selected regional areas, alternatively we are available to meeting via Skype or over the phone. Our goal is to make the process as easy as possible to help you get out of debt and start your journey to financial freedom.

We have consultants available in the following areas:


  • Brisbane, Bundaberg, Cairns, Gold Coast, Ipswich
  • Maryborough, Sunshine Coast, Toowoomba,
  • Townsville


  • Sydney, Ballina, Forbes, Gosford, Lismore,
  • Newcastle, Wollongong


  • Melbourne, Albury, Wodonga


  • Canberra and surrounds


  • Adelaide and surrounds

If you are outside these areas, simply register for a free consult and we will call or Skype you at a time that suits you.