Our friendly (and very understanding) consultants will work closely with you to find the best possible solution to help get your debt under control. There are many options available to you and we look forward to helping you find one that suits your situation.

Free Debt Consultation
“We care because we’ve been there”


At Debt Cutter, we have the experience to help you resolve your debt problems and get your life back on track. The most common statement we hear from clients, after working with us is “a great weight has been lifted off my shoulders” .


Navigating your options when your debt situation is overwhelming is stressful. Talking to our experienced and understanding debt consultants about your situation will give you a clearer picture of the solutions available to you. This simple step can be an enormous stress reliever.

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Do your expenses outweigh your income? You are constantly missing payments or being hounded by debt collectors? You feel like there is no end in sight. There is a way out. Debt Cutter can negotiate a formal debt agreement with your creditors that freezes your debt and stops any further interest accruing.

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Have you lost your job? Suddenly have expenses that are not accounted for? Now struggling to meet your debt payments? Do you need temporary relief until you can get back on your feet? We have the expertise and contacts to negotiate a compromise arrangement with your creditors and provide you with a simplified payment plan that buys you some time to get back on track.

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Are you finding it hard to keep on top of your finances? Concerned that your credit rating is being eroded by constant missed repayments? At Debt Cutter all of our debt management solutions offer you the option of simplifying your debts payments.  We consolidate your repayments into one regular payment paid to us whilst ensuring that all your creditors are paid on time.

We’ve helped thousands of Australians and can help you too! Free yourself from unnecessary stress, solve your debt problem today.


Call us on 1300 887 211

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We will work with you to find the best debt management solution for your specific circumstances.



And assess how we can  help you.


We develop a plan that fits your budget


We submit plan to your Creditors


Creditors agree and payments consolidated


We are by your side until you are debt free!

After struggling with mounting debts and constant financial stress Peter & Heather were able to find relief

Seven years ago both Peter and I found ourselves in a very bad situation financially. Peter had to give up his full time work due to serious health problems and I had two shoulder surgeries which weren’t totally successfully which meant that neither of us were able to work.

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Peter and Heather were able to pay back their debts, get their life back on track and stop the constant stress.

Peter and Heather were able to pay back their debts, get their life back on track and stop the constant stress.

Maree was drowning in debt after a relationship breakdown.

After a relationship breakdown which left me with all the bills & rent that was too high for just me. I was drowning in debt. I was using credit cards to pay credit cards. Using credit cards to buy food. It was a never ending roundabout with no way out…

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Terri and Her husband needed debt cutter’s help when they experienced employment issues.

Both myself and my husband can’t thank Debt Cutter enough for the time and effort put into getting us into our debt agreement. It was not any easy step for us to take to finally put up our hands and state that we were having trouble with our finances.…

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Peter and Heather were able to pay back their debts, get their life back on track and stop the constant stress.