Free Expert Debt Consultation

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Free consultation.

No commitment. No obligation.

Your debt relief starts here.

Talk to us. We will get you back on track.

We specialise in solutions that work.

Debt Cutter Statistics

Helping Aussies since 2005

More Than


Years Helping Australians


More Than

Get Your Life Back



Debt Cleared

More Than


Families Helped

Informal Debt Management Plan

An Informal Arrangement is an instrument that allows you to manage your debt through a simple repayment plan, allowing you to get on with life without the hassle of debt collectors hounding at your door.

Money Management

Put an end to financial stress. Stop drowning in debt and take steps to reclaim your financial freedom. We can help you get the affordable solutions you need so you can start your journey to getting debt free.

Alternatives to Bankruptcy

You may have reached a stage where you feel bankruptcy is the only option. However, bankruptcy has serious consequences on your financial future and should only be used as a last resort. Talk to our team to discuss your options as a there are alternatives that may suit your situation.

Formal Debt Agreements

This is also known as Part IX Debt Agreement and is a payable option that helps you deal with unmanageable debt as an alternative to bankruptcy. Deciding whether this is your best option can be daunting, but our team is here to help you find the best solution.

Free consultation. Commitment free. No obligations.

Debt Cutter’s solutions specialists can help you cut down financial distress.

We can help you find the debt management solution that works for you.

Debt Management Plan

It is not a bankruptcy nor a Part 9 Debt Agreement.

A Debt Management Plan gives you the flexibility to handle your debts, be it loans, bills, a mortgage, or even achieve tax debt relief.

Consolidate debt payments into one single repayment every week, fortnight, or month.

Part 9 Debt Agreement

With a Part 9 Debt Agreement, a payment arrangement is formed between you and your creditors.

Legally, your creditors must stop contacting you once an arrangement has been accepted.

Debt Cutter can help you assess your options to help you manage insolvency.

Considering Bankruptcy?

Bankruptcy has significant consequences that must be considered carefully, including whether there could be any potential impact on your employment. Consult with our specialists. Our solutions team will help you to determine if bankruptcy is right for you, or if there are other options that may be better suited to helping you resolve your debts.