Free Expert Debt Consultation


We help Australians escape the Debt Struggle

Debt Cutter is dedicated to helping Australians escape the Debt Struggle. We’ve helped thousands of people clear their debts, so they can live their life free from financial stress.

Free consultation. No commitment. No obligation.

We specialise in solutions that work.

Informal Debt Management Plan

An Informal Arrangement is an instrument that allows you to manage your debt through a simple repayment plan, allowing you to get on with life without the hassle of debt collectors hounding at your door.

Financial Management

Put an end to financial stress. Stop drowning in debt and take steps to reclaim your financial freedom. We can help you get the affordable solutions you need so you can start your journey to getting debt free.

Alternatives to Bankruptcy

You may have reached a stage where you feel bankruptcy is the only option. However, bankruptcy has serious consequences on your financial future and should only be used as a last resort. Talk to our team to discuss your options as a there are alternatives that may suit your situation.

Formal Debt Agreements

This is also known as Part IX Debt Agreement and is a payable option that helps you deal with unmanageable debt as an alternative to bankruptcy. Deciding whether this is your best option can be daunting, but our team is here to help you find the best solution.

Get a handle on money stress and resolve unmanageable debt.

At Debt Cutter, we can help you with a debt management solution tailor made to work for you.

Debt Management Plan

It is not a bankruptcy nor a Part 9 Debt Agreement.

A Debt Management Plan gives you the flexibility to handle your debts, be it loans, bills, a mortgage, or even achieve tax debt relief.

Consolidate debt payments into one single repayment every week, fortnight, or month.

Part 9 Debt Agreement

With a Part 9 Debt Agreement, a payment arrangement is formed between you and your creditors.

Legally, your creditors must stop contacting you once an arrangement has been accepted.

Debt Cutter can help you assess your options to help you manage insolvency.

Here to help you every step of the way 

Have a no-obligation chat with one of our experienced solutions specialists. Simply request a free consultation by completing our form and we'll call you, no charge!